Reverse mortgage guidance for Palm Springs & the Coachella Valley

02

Ways people use it

Real situations, worked with real numbers

Your situation, your numbers

“Every homeowner’s situation is different — the only way to know your real numbers is to run them.”

Todd · Reverse mortgage basics

03

Tools

Free steps that ask for nothing

The free book

If It Were My Mom

Name and email, nothing else.

Send me the book →

05

Local

One page for each Coachella Valley city

The office

Palm Springs

1800 E Tahquitz Canyon Way, Ste #200
Palm Springs, CA 92262
(760) 778-5111

06

Contact

Book a call or send your situation

Prefer to talk it through first?

Call or text (760) 808-4500

Todd · Book With Todd

01 Learn

Plain answers to the questions people search most

Reverse mortgage basics
What it is, who it fits, what it costs

How it works
Balance, equity and credit line, year by year

Qualifying
The residual-income test, in plain numbers

Property issues
Condos, manufactured homes, flood zones

When the borrower dies
What your family does next

The quote and counseling
HUD counseling, and reading your quote

Shopping for a reverse
Five questions to ask before you sign

When your spouse isn’t 62
Protections for a younger spouse

FAQ and glossary
Straight answers and plain definitions

02 Ways people use it

Real situations, worked with real numbers

Buying a home with one
Buy more home than cash alone allows

Using it in retirement
A planning tool, not a last resort

Reverse second mortgage
Keep your first mortgage in place

Compared with equity share
An honest side-by-side

HECM refinance check-up
Is your current reverse still right?

03 Tools

Free steps that ask for nothing

How much can I borrow
An estimate that asks for nothing

The free book
If It Were My Mom

Videos
Plain-English explainers from Todd

Blog
Notes from the kitchen table

04 About Todd

Who you would be working with, and why to trust him

About Todd
Who you’d be sitting across from

Who I help
Homeowners, families, Realtors, planners

For financial planners
The buffer-asset research

Success stories
Real people, real numbers

Designations
What CRMP means, and why it matters

Meet the team
The colleagues behind the calls

Don’t take my word for it
The independent research

06 Contact

Book a call or send your situation

Book a call with Todd
Pick an hour on his calendar

Send your scenario
Describe your situation in writing

Call or text Todd

(760) 808-4500

HomeThe free book

It’s in your inbox. Take your time.

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If It Were My Mom

Todd Walcott, CRMP

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If It Were My Mom

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The next step, when you’re ready

See what you could borrow, no contact details

Open the estimate

Or talk to Todd

Call or text

(760) 808-4500

Office

(760) 778-5111

For educational purposes only; not a commitment to lend or loan approval. Reverse mortgages are subject to eligibility, counseling, underwriting, and program requirements. Borrowers remain responsible for property taxes, insurance, home maintenance, applicable HOA/condominium dues and other property charges, and principal-residence occupancy. Failure to meet loan obligations may cause the loan to become due and payable. This material is not from or approved by HUD or FHA.

Todd Walcott, NMLS #183784, CA DRE #02227563. Contempo Lending, Inc., NMLS #287912, CA DRE #01837324, responsible broker. 1800 E Tahquitz Canyon Way, Ste #200, Palm Springs, CA 92262, (760) 778-5111. Equal Housing Opportunity. Not affiliated with HUD, FHA or any government agency.